Phantom Power

Phantom Power

Phantom PowerDid You Know?  None Phantom power, today known as “standby power”, is the term applied to electronic devices that use energy just from being plugged in, even when they are turned off and non-functioning. According to How Stuff Works this energy loss can...
Refinancing a Good Idea?

Refinancing a Good Idea?

Refinancing a Good Idea? According to the Mortgage Bankers Association, the number of refinancing applications for the week ending August 23rd were up 167% compared to the same time last year.  The average 30-year fixed rate is now at 3.55%.  The numbers, both the...